We have helped hundreds of people just like you to avoid foreclosure. Contact us today!
Realty Investment Group 770-694-6500
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WALK AWAY FROM FORECLOSURE - No out of pocket or hidden cost to you EVER!
Let Us Help You Stop Foreclosure Now!! Foreclosure is a nasty word, but it is something that
many people have had to face recently because rough economic times have made it difficult for many
homeowners to make their mortgage payments. If this sounds like you, then rest assured that there is a
way in which you can stop home foreclosure.
You Can Stop Your Foreclosure!!
Almost any foreclosure can be stopped with the right help and direction. We have assisted hundreds to
protect their home from foreclosure. We can help you too! If you are facing a foreclosure the best advice
we can give you is consider your options and take immediate action.
Here's How It Works
- First we will conduct a FREE expert consultation regarding your specific situation at no obligation
whatsoever. This is absolutely FREE. No cost to you now or later, EVER!
- We answer any questions regarding the foreclosure process and review all possible options to
help you avoid your foreclosure.
- We deal directly with your lender then agree to purchase your home directly from them and
successfully avoid your foreclosure, allowing you to walk away and have a fresh start.
No Matter What's Happened You Still Have Options:
Families should know there are options to foreclosure. Lenders have strict procedures they must follow
in order to modify defaulted loan agreements. We’re here to guide you through the process and help you
understand all options available to you. Understanding your specific circumstances will allow us to
properly represent you when we negotiate with your lender. We will assist you to get out from under your
home without having a foreclosure on record. We can make that happen for you no matter how bad your
situation.
Most Common Options To End A Foreclosure
Bankruptcy. A recent study of bankruptcy cases conducted by a large consulting firm in Georgia
indicates that bankruptcy should only be used as the very last option. A bankruptcy stays on your credit
report for at least seven years. Besides the direct costs involved, the mortgage company hires an
attorney to represent them in the bankruptcy. This means that in order to save your home you will have to
pay the mortgage company's additional fees.
Refinance Of The Home. Refinancing a home in foreclosure often has a failure rate of 80% or
greater. Refinancing, if successful, could result in increased mortgage payments or paying heavy up-
front costs which could result in the loss of your equity. Refinancing, when unsuccessful, uses up
valuable time which could have been better used to allow us to deal with your mortgage company to
evaluate your circumstances. Sometimes during an attempted refinance, the homeowners are advised
to stop making mortgage payments by the company trying to refinance them. We do not recommend
this course of action EVER. Ultimately when the new prospective mortgage company finds that your
home is in foreclosure, the turn-down rate increases substantially.
Short Sale: You’re Best Way Out. When you have difficulty paying your mortgage payments, the
first fear that comes to mind is the fear of foreclosure. The good news is that foreclosure is not
inevitable, even for some of the worst cases. That is because there are solutions such as a mortgage
short sale to keep foreclosure off of your credit report and out of the public eye. There are many investors
out there who know how to purchase a short sale home and use that opportunity to receive an
investment property at a great price and stop your foreclosure. You can take advantage of this.
What the short sale foreclosure option does for you is help you satisfy your mortgage for a portion of
what you owe instead of paying off the entire amount. If you're wondering how to come up with the
amount needed to pay that portion of the mortgage, you can do that by selling the property. This is where
we come in as the investor, to take the property off of your hands and help you avoid foreclosure. Some
lenders will agree to put foreclosure on hold while you sell the home, but if you can't meet the terms of
the short sale, foreclosure is the next step.
And yes, it is true that foreclosures and short sales are similar in that you have to give up your home, but
you are protecting your credit report without any expense and avoiding having a foreclosure announced
to the public by using the short sale as your way out..
If you need help in achieving a short sale, fill out our online contact us form or give us a call to talk to a
short sale specialist. You will receive a free no-obligation consultation with us and then you can decide
which route to take. We do not want you to have to deal with the consequences of foreclosure, so let us
HELP!!!
What Option Is Best For Me?
One option is to approach your current mortgage company to ask them to what it will take to stop the
foreclosure. In approaching your mortgage company, we believe that a formal application is desirable.
Why? A well prepared application with all the necessary elements, schedules, signatures and due
diligence material will generally go to the top of the stack of those applications being processed. The
people at the mortgage company that generally work on applications of this type have about 450-550
files to process each month. This means they only have on an average about 20 minutes real time to
spend on yours! If your application is incomplete and does not contain all the necessary information
and/or disclosures, it may be put at the bottom of the pile if not completely discarded. Worse yet, your
application may not adequately explain your circumstances or situation.
The possibility of stopping foreclosure is not something your lender is obligated to discuss with you.
Stopping foreclosure entails knowing the different techniques that are available and being able to
provide the lender with the proper documentation that outlines your unique financial situation. With the
proper technique put in motion and the proper paperwork placed in the lender's hands, the lender can
then evaluate why they should stop foreclosure now.
That is where we come in. We deal directly with the lenders in their language to agree to purchase your
home and allow you to walk away, saving your credit and allowing you a fresh start!!!
Here are some things you need to take into consideration when you have fallen behind on your
mortgage payments or are about default on your mortgage:
• It is harder to stop foreclosure if you ignore the issue at hand.
• As soon as you realize there is a problem with making your mortgage payment, contact your lender.
• Make sure you respond to all correspondence that you receive from your lender.
• Know your mortgage rights.
• Be mindful of any scams that tell you they will prevent your foreclosure.
The truth is that the lender is required by law to disclose your options. But if you do not know how to stop
foreclosure on your own with those options, let us take care of that for you. We know the ways to stop a
foreclosure and we can find a method that fits your particular situation. We offer a free no-obligation
consultation in which we take the data received by you and find a plan that can be used to stop
foreclosure fast. There is no need for you to succumb to a foreclosure when you have a team of
specialists willing to take the proper measures to negotiate with your lender stopping the foreclosure.
What Does This All Mean?
The longer you wait to make a decision, the harder it will be to stop the foreclosure. Once you receive the
Notice to Accelerate your loan, you only have as little as 30 days before the foreclosure. You must act
quickly! If you do nothing, you will lose your home and your credit record will be devastated!
Contact us today at CustomerService@Realty-Investment-Group.com to make an appointment to
discuss your options!
To get a head start on walking away from foreclosure fill out our Online Application
Remember we work hard each and every day to prevent properties from going back to the bank and
people's credit record from being ruined. We can negotiate a resolution with the current mortgage
company to prevent a foreclosure from showing up on your credit report. Even if there is no equity in
your house, WE CAN STILL HELP YOU!!
Real. Effective. Solutions.
Copyright 2009 R.I.G. of Georgia
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